Your Future Starts with

Ledge Home Loans

First Home Buyers | Home Loans | Refinancing Loans | Property Investment | Car Loans | Personal Loans

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Helping you navigate every step of the lending journey

At Ledge Home Loans, we go beyond transactions to build lasting relationships. Whether it’s buying your first home, refinancing, investing in property, or structuring finance for more complex needs, we simplify the process and put your best interests first.

With over 30 years of experience and a values-led team, we’re known for making the complex simple — guiding self-employed clients, individuals, families, and investors with clarity and care.

Our strong referral networks and trusted partnerships ensure you get advice that looks at the bigger financial picture, not just the loan.

Your goals drive everything we do, and we’re here to support you with expertise, transparency, and genuine care — every step of the way.

Ready to take the next step? Let's talk.

Access over 60 lenders in one place.

What we'll do for you.

From understanding your goals to settlement and beyond, here is how we’ll work together.

  • Understand your goals

    We’ll take the time to understand your unique situation and goals.

  • Provide you with some options

    We’ll do thorough research, provide you with a few loan options and help guide you through your decision.

  • Get it sorted for you

    Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled. 

  • Help you save

    We’ll stay in touch to make sure that you still have the right loan as your situation changes (and try to save you money along the way!).

What makes us different?

Ledge Home Loans Banks & lenders

Your own personal, non-bank affiliated loan expert

Free for you1

See how we're paid

We work in your best interests (we’re not owned by a bank)

Fast turnaround times2

Access to over 60+ banks and lenders in one place3

Ongoing support and guidance once your loan has settled4

Meet your team of local brokers.

Allan
Allan Culbertson
Director, Mortgage Broker
0409 974 250 08 6318 2780 Email me
Jonathan
Jonathan Andela
Director, Mortgage Broker
0400 828 859 08 6318 2780 Email me
Nimanpreet
Nim Chahal
Team Leader - Client Services
08 6318 2780 Email me
Aeda
Aeda Seong
08 6318 2780 Email me
Aiza
Aiza Camacho
08 6318 2780 Email me
Annie
Annie Casio
Client Associate
08 6318 2780 Email me

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